Sadly, like any financial product, car insurance can be a minefield of difficult terminology and confusing jargon.

moneysupermarket.com wants to help you find the right car insurance deal for you and so we`ve compiled a guide to help bust through the jargon.

ABI group - Your car will be given a specific ranking based on the level of risk involved with each car type and model.

Approved repairer - Repairers recommended by your insurers.

DOC cover - Otherwise known as Driving Other Cars.

Fault/no-fault claim - A no-fault claim is when the insurer can recover the costs from someone else. A fault claim is if they cannot recover the costs regardless of whether the accident was your fault.

Indemnity - Insurance policyholders are put in the same financial position after a loss as they were immediately before it.

IPT - A Government tax charged as a percentage of car insurance premiums.

Loss adjuster - Investigates the legitimacy of claims.
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Material fact - Failure to disclose material could invalidate a policy, such as driving convictions.

S,D&P - Social Domestic & Pleasure. A description of how you plan to use your car.

Settlement - When an insurer pays a claim.

TPO - Third Party Only.

Under-insurance - For example insuring your car for £8,000 when the car is worth £10,000. Insurance companies will almost always scale down claims as a result.

ULR cover - Uninsured loss recovery - better known as legal expenses cover, which you can add on to your motor insurance policy.

Uninsured losses - Elements not covered by your policy such as hire charges.

Underwriter - Person who decides whether to accept a risk and calculates the premium.